B2B & Wholesale merchant services
B2B payments that cost less and reconcile cleanly
Distributors, manufacturers, and wholesalers process large invoices on commercial cards and bank transfers. The right setup qualifies you for lower rates and makes reconciliation easy.
- Free statement review
- Category-approved partners
- Dedicated specialist
What you get
- Free statement reviewYour true effective rate and hidden fees
- The right partnerBanks that knowingly approve your category
- A dedicated specialistOne named contact, not a call center
Why B2B businesses struggle to stay processing
Businesses that accept corporate and purchasing cards often overpay because their transactions are not sending the extra data that qualifies for lower interchange. Add net-terms invoicing, ACH, and accounting reconciliation, and B2B payments get complicated fast.
The challenges
- Overpaying on commercial cards
Missing Level 2 and Level 3 data pushes transactions into higher-cost categories.
- Large invoice amounts
Big tickets mean big fees and processor scrutiny.
- Manual reconciliation
Matching deposits, fees, and refunds to invoices eats staff time.
- Net-terms billing
Invoicing on terms needs a way to collect payment online.
How we help
- Level 2 & Level 3 data
Send enhanced transaction data to qualify for lower commercial-card rates.
- Invoicing and payment links
Email invoices that customers pay by card or ACH.
- Reconciliation-ready reporting
Deposit and fee reports designed to flow into your accounting software.
- ACH for large payments
Lower-cost bank payments for big orders.
Be ready to apply
What underwriters look for
Having these ready speeds up approval and improves your terms. Your specialist will walk you through anything you are missing.
- Average invoice size and monthly volume
- Share of payments on commercial cards
- Accounting or ERP software in use
- Invoicing workflow and terms
- Recent processing statements
FAQ
B2B & Wholesale payment processing questions
What is Level 3 processing?
Level 3 processing sends line-item detail such as product codes, quantities, and tax with a commercial card transaction. That extra data can qualify the sale for significantly lower interchange rates.
Can customers pay invoices online?
Yes. Invoicing tools let customers pay by card or ACH from an emailed link.
How much can Level 2 and Level 3 data save?
It depends on your card mix and ticket size. A statement review shows exactly how many of your transactions are qualifying at higher rates.
Other industries we serve
Keep your B2B business processing with confidence
Get a free, no-obligation statement review and a call with a payments specialist.