ACH & eCheck Processing
Accept bank payments alongside cards
ACH and eCheck payments cost less than cards on large and recurring transactions and give you a second rail if card processing is ever interrupted.
- No cost, no obligation
- Transparent pricing
- Dedicated specialist
What you get
- Free statement reviewYour true effective rate and hidden fees
- The right partnerBanks that knowingly approve your category
- A dedicated specialistOne named contact, not a call center
ACH moves money directly between bank accounts. For high-ticket sales, B2B invoices, and subscriptions, it can cut processing costs dramatically. For high-risk merchants, it also adds resilience: if a card account is reviewed or paused, bank payments keep revenue coming in.
Lower cost on big tickets
Flat or capped fees instead of a percentage of the sale.
Recurring ACH
Schedule recurring bank debits for subscriptions and payment plans.
A backup payment rail
Keep revenue flowing even if card processing is interrupted.
Online and invoice payments
Add ACH to your checkout and emailed invoices.
FAQ
ACH & eCheck Processing questions
What is the difference between ACH and eCheck?
An eCheck is a type of ACH payment that is initiated with the customer's bank account and routing number, much like a paper check but processed electronically.
How long do ACH payments take to settle?
Standard ACH typically settles in one to three business days. Some partners offer faster options.
Can high-risk businesses accept ACH?
Yes. Many high-risk merchants add ACH both to lower costs and to diversify away from card-only processing.
Ready to simplify your payments?
Get a free, no-obligation statement review and a call with a payments specialist.